RESERVATION OF RIGHTS AGREEMENT


It is hereby agreed between __________________________________________________________________________

hereinafter called Assured, and ________________________________________________________________________

hereinafter called the Company, which has heretofore issued to the Assured its policy No. ____________________________,

that any action taken by the Company in investigating that certain accident alleged to have occurred on the

_________day of ___________________________, 19 ____________, and all facts pertaining thereto including the cause,

injuries, loss and damages, shall not in any way change, waive, invalidate, or forfeit any of the terms, conditions and requirements

of said policy or any of the rights of either of the parties hereto under sold policy; and in the event any suit has been or shall be

filed against the Assured growing out of said accident, should the Company elect to defend said suit or participate therein, said

defense or participation therein by it shall not be construed to change, waive, invalidate or forfeit any of the terms and conditions

of said policy or any of its rights thereunder.  No act of the Company done by way of said investigation or defense shall be

construed as any admission of coverage under said policy.

It is the intention of this agreement to permit a full investigation of said accident and a defense of any suit brought on account of

said accident, should the Company elect to defend, without in any way affecting, impairing or waiving any of the rights of either

party hereto except that the Assured waives the right to insist that such investigation or defense by the Company shall constitute

an admission of liability under said policy.
 

EXECUTED IN DUPLICATE the _____________day of ___________________________________, 19_________

Witness:
                                                                                                                                                                        ________________________________
                                                                                                                                                                                                            Assured
                                                                                                                                                                        ________________________________
                                                                                                                                                                                                            Assured
                                                                                                                                                                        ________________________________
                                                                                                                                                                                                            Company

                                                                                                                        By  ____________________________